Avoid These 8 Costly Home Buying Mistakes

As more and more Millennials and Gen Xers start families and begin accumulating significant savings, the prospect of buying a home becomes more and more real.  Purchasing a home is one of the most impactful financial decisions you and your family ever makes.  After all, you’re most likely buying a property which costs more than […]

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Decoding Why You Hate Your Job with Hygiene Factors

Renowned psychologist, Frederick Herzberg, proposed a theory to explain different work environments as well as job satisfaction and dissatisfaction.  His theory is called “two-factor theory” and asserts that there are specific factors which predominantly create job satisfaction (called motivational factors) while a completely different set of factors (called hygiene factors) mainly create job dissatisfaction.  One

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Have the “Money Talk” Before the Wedding

Going into a relationship with debt is comparable to entering a relationship with unresolved psychological issues – you are bringing something into the relationship which you know cannot create a mutual benefit. Since debt carries such a negative stigma, it should come as no surprise that when newlywed couples argue about money, it’s normally about debt, its impact it has on the family, and whose responsibility it is to pay it off.

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Is the Housing Boom a Bubble?

The real estate market is hot!  Since last summer, the S&P/Case-Shiller National Home Price Index has indicated the average home is increasing by 0.99%/month, more than three times the historical average.  Anecdotally, home buyers are frustrated as bidding wars and offering above asking prices is the new norm. Meanwhile, some pundits have invoked the idea

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