Financial planning is a catch all term for all of the strategies to optimize your financial life.
What Are Points? Technically speaking, a point is a device used to adjust the interest rate on a mortgage. It is expressed as the percentage of a loan amount. In other words, if a banker says you are paying 1 point on a $200,000 to get a 2.75% interest rate, the borrower would be paying […]
Why Negative Mortgage Points Make Sense For Home Buyers Read More »
“That’s the way we’ve always done it” is a costly mindset when it comes to buying homes. Going to your local bank for a mortgage versus shopping different lenders will likely cost you tens of thousands of dollars in increased fees and higher interest payments over the life of a mortgage. Similarly, you could be
Home Buying – My Realtor Is Paying My Closing Costs! Read More »
As more and more Millennials and Gen Xers start families and begin accumulating significant savings, the prospect of buying a home becomes more and more real. Purchasing a home is one of the most impactful financial decisions you and your family ever makes. After all, you’re most likely buying a property which costs more than
Avoid These 8 Costly Home Buying Mistakes Read More »
Families are putting off having children due to financial reasons now likely more than any time in modern history. In fact, research has suggested the shrinking number of families with children in Generations X, Y, and Z is a direct result of financial concerns, as many parental hopefuls are often saddled with massive levels of
Can You Afford to Have Children? Read More »
Traditional IRAs and 401ks, as well as their cousins (Roth IRAs/401ks) are some of the most powerful wealth-building and tax-saving devices available.
Traditional IRAs/401ks vs. Roth IRAs/401ks – Which is Right for You? (Video) Read More »