FIRE: Will I Be Able to Retire Early If I’m Frugal? (Video)

Leave a Comment / Budgeting & Financial Wellness /

More and more young professionals are envisioning an early retirement as their main financial goal. Most have turned to the “FIRE” movement, which stands for “Financial Independence, Retire Early,” for information. This movement promotes frugality, and sometimes extreme frugality, to reach financial goals. In the video below, I explore a hypothetical example to illustrate how […]

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Avoid These 8 Costly Home Buying Mistakes

Leave a Comment / Financial Planning /

As more and more Millennials and Gen Xers start families and begin accumulating significant savings, the prospect of buying a home becomes more and more real.  Purchasing a home is one of the most impactful financial decisions you and your family ever makes.  After all, you’re most likely buying a property which costs more than

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Decoding Why You Hate Your Job with Hygiene Factors

Leave a Comment / Money & Psychology /

Renowned psychologist, Frederick Herzberg, proposed a theory to explain different work environments as well as job satisfaction and dissatisfaction.  His theory is called “two-factor theory” and asserts that there are specific factors which predominantly create job satisfaction (called motivational factors) while a completely different set of factors (called hygiene factors) mainly create job dissatisfaction.  One

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Have the “Money Talk” Before the Wedding

Leave a Comment / Budgeting & Financial Wellness /

Going into a relationship with debt is comparable to entering a relationship with unresolved psychological issues – you are bringing something into the relationship which you know cannot create a mutual benefit. Since debt carries such a negative stigma, it should come as no surprise that when newlywed couples argue about money, it’s normally about debt, its impact it has on the family, and whose responsibility it is to pay it off.

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