The Long-Term Cost of Dining Out – Money Versus Time

Visual Capitalist completed a study in 2019 on the spending habits of Americans by income group.  Unsurprisingly, the average American household spent close to 5.3% of their take-home income, or $3,365 per year, on dining at venues outside the home, take-out, and fast food. Out of the $7,728 spent on food, 43.5% of that was […]

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Home Buying – My Realtor Is Paying My Closing Costs!

“That’s the way we’ve always done it” is a costly mindset when it comes to buying homes.  Going to your local bank for a mortgage versus shopping different lenders will likely cost you tens of thousands of dollars in increased fees and higher interest payments over the life of a mortgage. Similarly, you could be

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