Strategies for New Physicians to Maximize Med School Loan Forgiveness

The Medical Professional’s Dilemma Young physicians are often faced with a unique situation – higher incomes and higher student loans debt burdens than most individuals will ever see.  In the past, the strategy for most young doctors was the following: keep student loans in forbearance during residency, refinance them at a low interest rate when …

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Variable Rate Loans & Mortgages Are Underused & Underappreciated

Variable rate loans, which have increasing or decreasing payments depending on prevailing interest rates, scare people.  The metaphorical boogieman of potentially higher payments some day in the future drives most to flock to the perceived peace of mind of fixed rate loans.  What we’ll explore in this article is the monetary cost of that certainty, …

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