Education Planning & Student Loans

Education planning includes topics from saving for education to efficiently paying off student loans. Special attention is given to loan forgiveness programs, refinancing options, and 529 plans.

$10,000 of My Student Loans Are Being Forgiven. Now What?

President Biden announced last week a program to forgive $10,000 ($20,000 for Pell grant recipients) of student loan debt per person. To qualify for the forgiveness program, one must have student loans with the federal government (versus a private bank) and make under $125,000 per year. This means that a family filing their taxes jointly …

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Strategies for New Physicians to Maximize Med School Loan Forgiveness

The Medical Professional’s Dilemma Young physicians are often faced with a unique situation – higher incomes and higher student loans debt burdens than most individuals will ever see.  In the past, the strategy for most young doctors was the following: keep student loans in forbearance during residency, refinance them at a low interest rate when …

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