Buying a Car for Turo: Finding The Sweet Spot (Age, Make, Model)

So, you’re considering the Turo side-hustle?  You want to specifically purchase a car to rent on Turo?  Exciting!   You want your Turo car to give you the biggest bang for your buck, so how do you decide what car to buy?  I’m going to try and help with that by analyzing various car costs and […]

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Why Negative Mortgage Points Make Sense For Home Buyers

What Are Points? Technically speaking, a point is a device used to adjust the interest rate on a mortgage. It is expressed as the percentage of a loan amount.  In other words, if a banker says you are paying 1 point on a $200,000 to get a 2.75% interest rate, the borrower would be paying

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November 2021 Inflation Commentary – Prices Keep Rising! (Video)

The Bureau of Labor Statistics released their October report on inflation. They indicated that consumer prices over the last year have increased at the fastest rate since 1990. You can see my analysis, as well as my perspective on the winners and losers in inflationary environments, below:

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The Long-Term Cost of Dining Out – Money Versus Time

Visual Capitalist completed a study in 2019 on the spending habits of Americans by income group.  Unsurprisingly, the average American household spent close to 5.3% of their take-home income, or $3,365 per year, on dining at venues outside the home, take-out, and fast food. Out of the $7,728 spent on food, 43.5% of that was

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