A central theme to WELLth’s culture is our focus on making small, positive changes to better financial futures. These small changes, like using a credit card with a rewards program instead of a debit card, add up over a long time period to make a significantly positive difference in your overall net worth. This post […]
The J-Curve – How Today’s Financial Decisions Define Tomorrow’s Success Read More »
Once in a while one of my colleagues asks me to write a more technical market commentary for them. I created one last week discussing the recent market drawdown through January and what I expect to happen next. Enjoy! _________ On the heels of an already turbulent January for stocks, many were looking to the
Technical Stock Market Commentary – 1/31/2022 Read More »
2021 was the “COVID recovery” year for the economy, with industrial production, corporate profits, and gross domestic product all vaulting to new highs from their depressed 2020 levels. The unemployment rate, which peaked at 14.7% in April of 2020, dropped to 3.9% by the end of 2021. Trillions of dollars of government stimulus helped buffer the
First Quarter 2022 Market Commentary – The Fed Duels Inflation Read More »
So, you’re considering the Turo side-hustle? You want to specifically purchase a car to rent on Turo? Exciting! You want your Turo car to give you the biggest bang for your buck, so how do you decide what car to buy? I’m going to try and help with that by analyzing various car costs and
Buying a Car for Turo: Finding The Sweet Spot (Age, Make, Model) Read More »
What Are Points? Technically speaking, a point is a device used to adjust the interest rate on a mortgage. It is expressed as the percentage of a loan amount. In other words, if a banker says you are paying 1 point on a $200,000 to get a 2.75% interest rate, the borrower would be paying
Why Negative Mortgage Points Make Sense For Home Buyers Read More »