The real estate market is hot! Since last summer, the S&P/Case-Shiller National Home Price Index has indicated the average home is increasing by 0.99%/month, more than three times the historical average. Anecdotally, home buyers are frustrated as bidding wars and offering above asking prices is the new norm. Meanwhile, some pundits have invoked the idea […]
Is the Housing Boom a Bubble? Read More »
Asset “location,” or managing one’s investments within the context of how different types of investments are taxed, is a fairly simple and underutilized strategy to lower your tax bill. The reason why asset location exists is because different types of investments are taxed differently. For instance: Long-term stock investments are taxed at favorable capital gains
Reduce Your Tax Burden With “Asset Location” Strategies Read More »
Families are putting off having children due to financial reasons now likely more than any time in modern history. In fact, research has suggested the shrinking number of families with children in Generations X, Y, and Z is a direct result of financial concerns, as many parental hopefuls are often saddled with massive levels of
Can You Afford to Have Children? Read More »
Everyone has had a credit score since they were 18 years of age. This fluctuating number follows you your entire life, sometimes making life a headache. What the three main credit bureaus (Equifax, TransUnion, and Experian) are attempting to calculate when assigning you a credit score is your likelihood as a consumer that you will
Credit Scores – Why You’re Paying So Much Interest & How To Improve Your Score Read More »
At my previous workplace, we watched Glengarry Glen Ross (a classic movie on the difficult life of salespeople) each year. One of my favorite lines was when a hot shot salesperson (Alec Baldwin) was lambasting several poor performers. The line was. “You drove a Hyundai to get here tonight, I drove an $80,000 BMW. That’s
How My Old Hyundai Made Me $30,000 Read More »