We are less than ten days out from Black Friday and, I don’t know about you, but I am ready to drain my wallet on holiday shopping over these next six weeks. The MassMutual Consumer Spending Survey indicated that the average American is planning on spending $1,243 this season and 59% of those who are […]
Money Hacks to Save On Holiday Shopping Read More »
The Bureau of Labor Statistics released their October report on inflation. They indicated that consumer prices over the last year have increased at the fastest rate since 1990. You can see my analysis, as well as my perspective on the winners and losers in inflationary environments, below:
November 2021 Inflation Commentary – Prices Keep Rising! (Video) Read More »
Visual Capitalist completed a study in 2019 on the spending habits of Americans by income group. Unsurprisingly, the average American household spent close to 5.3% of their take-home income, or $3,365 per year, on dining at venues outside the home, take-out, and fast food. Out of the $7,728 spent on food, 43.5% of that was
The Long-Term Cost of Dining Out – Money Versus Time Read More »
“That’s the way we’ve always done it” is a costly mindset when it comes to buying homes. Going to your local bank for a mortgage versus shopping different lenders will likely cost you tens of thousands of dollars in increased fees and higher interest payments over the life of a mortgage. Similarly, you could be
Home Buying – My Realtor Is Paying My Closing Costs! Read More »
Let’s view insurance from a different perspective. For most, choosing a higher deductible will save you money over the long run.
How To Choose The Right Deductibles For Home & Auto Insurance Read More »