National Association of Realtors Settlement – Why You Need to Negotiate with Your Buyer’s Agent (Video)

The National Association of Realtors (NAR) settled class action lawsuits totaling $418 million in 2024 and promised to change some of its business practices. One of the new practices will be for buyers to sign a “sales agreement” with their agent. These agreements clearly spell out the fees a buyer agent charges. They also stipulate […]

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Buying a Car to Rent on Turo – Models/Years With Best ROIs (Video)

Turo is, in my words, the “AirBnB of cars.” They allow individuals to rent out their unused vehicles to other travelers, and provide a viable alternative to traditional car rentals though companies such as Avis, Alamo, Enterprise, and Sixt. See below for my video commentary and analysis. If you’d like to dig into the data,

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Market Commentary: A Green 2024 & What’s Next in 2025

2024 wrapped up another green year for markets, with the S&P 500 price index returning 23.3% (yCharts). Strength was broader versus 2023, with the consumer discretionary, financial, technology, communications, and utilities sectors all posting +20% returns for the year as well. Conversely, cooling pricing pressures weighed on energy and materials stocks with both sectors returning

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Q4 Market Commentary – A Strong Summer Pointing to a Strong Fall

Stocks, bonds, and precious metals rallied during the third quarter with the S&P 500 up 5.25% and the Bloomberg US Barclay’s Aggregate Bond Index up 5.81% (YCharts). Stock market gains were broadly based across sectors and industries, in contrast to the first half of the year, when profits were narrowly concentrated among AI stocks and

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Ways to Protect Your Identity in Light of the National Public Data Inc. Data Breach

This post isn’t regarding Charles Schwab or any piece of software WELLth uses for financial planning and investment management.  Your accounts are safe!  Each vendor we use encrypts their data and uses multi-factor authentication to protect client information.  Additionally, we regularly review each vendors’ security protocols to ensure all client data is always safeguarded. —- I’m

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