Decoding Why You Hate Your Job with Hygiene Factors

Leave a Comment / Money & Psychology /

Renowned psychologist, Frederick Herzberg, proposed a theory to explain different work environments as well as job satisfaction and dissatisfaction.  His theory is called “two-factor theory” and asserts that there are specific factors which predominantly create job satisfaction (called motivational factors) while a completely different set of factors (called hygiene factors) mainly create job dissatisfaction.  One […]

Decoding Why You Hate Your Job with Hygiene Factors Read More »

Have the “Money Talk” Before the Wedding

Leave a Comment / Budgeting & Financial Wellness /

Going into a relationship with debt is comparable to entering a relationship with unresolved psychological issues – you are bringing something into the relationship which you know cannot create a mutual benefit. Since debt carries such a negative stigma, it should come as no surprise that when newlywed couples argue about money, it’s normally about debt, its impact it has on the family, and whose responsibility it is to pay it off.

Have the “Money Talk” Before the Wedding Read More »

Is the Housing Boom a Bubble?

Leave a Comment / Market Commentary /

The real estate market is hot!  Since last summer, the S&P/Case-Shiller National Home Price Index has indicated the average home is increasing by 0.99%/month, more than three times the historical average.  Anecdotally, home buyers are frustrated as bidding wars and offering above asking prices is the new norm. Meanwhile, some pundits have invoked the idea

Is the Housing Boom a Bubble? Read More »

Reduce Your Tax Burden With “Asset Location” Strategies

Leave a Comment / Tax Planning /

Asset “location,” or managing one’s investments within the context of how different types of investments are taxed, is a fairly simple and underutilized strategy to lower your tax bill.  The reason why asset location exists is because different types of investments are taxed differently. For instance: Long-term stock investments are taxed at favorable capital gains

Reduce Your Tax Burden With “Asset Location” Strategies Read More »